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For 2012 and beyond there are 3 very popular ways or places to invest money in stocks, and your best place to invest will depend on how actively you want to invest in the stock market. Do you want to try to pick the best stocks yourself or would you rather invest your money with a fund and leave the money management to professionals?You can invest money in stocks online by simply opening an account with a major discount stock broker (like TD Ameritrade or E-Trade) and invest in individual stocks, in exchange traded funds (ETFs), or in mutual funds. You can also invest your money in stock mutual funds and get personal attention with low cost if you invest directly with a no-load fund company like Vanguard, Fidelity, or T Rowe Price. Here are the 3 best ways or best places to invest in stocks depending on how active you want to be in the management of your money.If you really want to invest money in individual stocks in an attempt to find the best stocks each year your best place to invest is with a discount stock broker. Unless you really know what you are doing I wouldn’t invest much money in individual stocks. When you invest money here it requires that you stay on top of things. The odds of the average person making money and beating the stock market in 2012 and beyond by buying and selling individual stocks are slim. Few investors beat the stock market.Your second choice if you want to invest money in stocks is to invest in exchange traded stock funds or stock mutual funds through a discount broker. This is your best place to invest if you are capable of picking your own funds and want to own a diversified portfolio of stocks vs. individual stocks. Diversification lowers your risk by spreading your money around. Professional money managers make the stock picking decisions for you.The third choice is for people who do not want active participation in the stock market, but do want assistance and service. Their best place to invest money in stocks in 2012 and beyond is through no-load mutual fund companies. Here you open a mutual fund account directly with the fund company vs. a broker. Now you can invest money in a diversified portfolio of stocks with professional money managers working for you. The cost to invest can be much less than you might think if you invest with the fund companies mentioned above. Plus, you can call them and get personal attention – even if you only have a few thousand to invest.Your main objective when you invest money in stocks should be to earn a higher rate of return at an acceptable level of risk. Trying to pick the best stocks is best left to folks who want to speculate. Stock mutual funds are designed for the average investor. Your cost to invest $10,000 in stock mutual funds (with professional management) can be less than $50 a year with the right no-load (no sales charges) fund companies. That’s the best place to invest money in stocks that I know of if you really want to put your money to work for 2012 and beyond without being actively involved in the stock market.

Florida, Mexico, and the Caribbean are very popular places to go on vacation these days. It seems that whenever someone is going on vacation they are going to one of these three places. If you are getting sick of the same old vacation to these places year after year then you should look to Borneo for your new vacation spot. The island of Borneo has many great features and attractions that will allow you to have a great vacation. Borneo is different from all those other places that people usually go on vacation. Borneo Travel plans should be in your mind when thinking about where to book your vacation this year.Borneo is the third largest island in the entire world! This island is located around Indonesia and the Philippines. Borneo consists mainly of jungles and mountains. Many of the land surface of Borneo has yet to be explored because of the rugged landscape. Many of the places on the island of Borneo are hard to reach because of the mountains and other obstacles. The jungles are a great attraction to the island because of the wide variety of animals that call Borneo home. Borneo travel plans are sometimes made just because of the jungles and the animals in them.The island of Borneo has a unique history. It really wasn’t explored until around the 1500s by the Portuguese. The island was used much, if at all, for trading purposes, and that’s why the island wasn’t really inhabited. The Spanish also claimed some rights to the island, and both Spain and Portugal owned a shore of the island until modern time. The island is now broken up into three different districts. Don’t worry though, these three districts won’t interrupt your Borneo Travel plans. The island is very accessible.Let me give you a few more facts before you make your Borneo travel plans. The island hosts a variety of different kinds of peoples. The many different kinds of religions that the island of Borneo has gives tribute to its vast array of cultures that are on the island. This means that there will be plenty of great experiences for you on your vacation to Borneo.

Are you a disabled veteran?

If you are, then this article is for you. I know that I am speaking to an international audience so I will not address the individual aid that you may or may not receive from your government. What I will address is that there are options out there for you that you may not have considered.

First I will list a few and then we will go a little deeper in explanation of how you can take advantage of them.

Mentor
Speaker
Writer
Fitness Trainer
Salesperson
Mechanic
And the list goes on…
You have probably figured out that I do not see you as limited. I see only that your situation calls you to be more focused about what your options are. I have met people without legs who have climbed mountains and without arms have become accomplished at table tennis!
So let’s get to “business” shall we?

Mentorship

I am not sure if you are aware of this but people will pay incredible amounts of money for a great mentor to work with them professionally and personally. I have personal been paid over $10,000 by a single person to receive mentorship from me. Can you help someone along their path? Can you guide them through a specific process or area a growth?

As a veteran I believe you can for the simple reason that you have overcome and accomplished what most in the world are to afraid to even attempt!

Speaker

Maybe you can’t walk, maybe you can’t catch a ball or hug your loved one… but can you give an encouraging word or inspire someone? IF you have the ability to get up each day and deal with what you are going through, could you be an inspiration to another who is struggle? YES!

There are many places that are actively looking for people just like you to come and speak to their community such as schools, churches, clubs, organizations, and corporations as well. And yes, they will pay you! It is often called a speaker fee or an honorarium. Look into who you can inspire and where they may hang out and then just let the leader know that you are open to the conversation.

Writer

All across the world you are in demand if you can write a complete sentence clearly. You may think I am joking, but go online and look at all the poorly written articles, offers, and sales pages. Did you know that one of the highest paid forms of writing is that of a copywriter? Yes, you can actually make an extraordinary income selling other peoples things!

“I am not a good writer,” you say.

Then go learn how. It is a very learnable skill that you can learn for free if you are willing to do a little research.

Fitness Trainer

Chances are that being a veteran has given you the opportunity to learn a great deal about fitness and motivation. If you are willing to teach that to others you can pass on one of the most valuable things on this earth… health. It is one of the top earning markets today. Health and fitness continue to rank in the area of top earning around the world. Could you help them in their journey?

Salesperson

If you think people are going to look down on you because of your challenges, cast off that thought. Those that will are not worth the air you exhale. The rest will admire you for stepping forward in the face of your challenge. Sales is one of the most honorable paths if you ask me. You see, ethical sales is nothing more than just helping others see the value and chose to act on that which will benefit them most.

If you believe in a product or service you are already selling it. In fact, look around you, people are selling all day long what they believe in. Why not get paid for doing it?

Mechanic

I know for some of you this may seem to be a bit of a stretch, but if a man can climb a mountain with no legs… what is stopping you from fixing a car if you really wanted to?

BONUS

This is my favorite area for all beginners who feel they have no skills, no talents, no expertise, and no confidence in themselves. Referrals.

Yep, that’s what I said. Just refer people to others products or services. I have many people that refer those who need my services and trainings. Each person that refers someone who becomes a client get a considerable financial kickback.

This is an area that I am very passionate about helping people understand. You are not limited by anything but your own belief in yourself. If you are ready to stop feeling trapped and financially strapped – start working from home today by asking for help from a mentor who cares.

God Bless You!

Chad Nedland is an author,faith-based personal strategy coach and well known public speaker.

Through the course of over 30 years, he has sought out and incorporated faith and personal development into his life and experienced the results first hand.

Through trial, error, and implementation he has weeded out the ineffective and nurtured that which was effective and efficient. Let him direct and teach you the art of effectively incorporating your faith in your daily pursuit of your goals..